Corporate Integrity Program

The Corporate Integrity Program uses a Management Service Organization (MSO) to separate out the administrative portion of a business.

The MSO is structured as a C-Corp and the administrative services are outsourced to the new company by way of a Management Service Agreement (MSA).

Benefits of Using an MSO

Outside of increasing operational efficiency and structural integrity for the OC, proper establishment of an MSO has many additional advantages.

Increased Tax Efficiency

When structured properly, MSOs can offer numerous tax advantages and tax planning strategies not available in the traditional “flow-through” environment of most OCs.

Asset Protection

The MSO only does business with your OC allowing you to hold your plant, infrastructure and valuable property in an entity with less risk and exposure.

Purchasing and Debt-Servicing Power

Structuring your entity as a C-Corp allows you to pay for non-deductible items like insurance premiums at a more efficient rate.

Consulting

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MSO Tax Saving Benefits

When using an MSO, you'll be able to take advantage of a 21% flat tax on all C Corp income compared to the individual tax rate of 32%-37% plus an additional 3.8% net investment income tax.

The Planning

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What services can an MSO provide?

Operational
Issues

Marketing, PR, business plan & policies

Financial Managment

Bookkeeping, budgeting & accounting

HR & Personnel Management

Hiring, onboarding, training, insurance & benefits

Office
Space

Obtain, provide & manage

Regulatory
Compliance

QA/ QC for the OC

Healthcare
Items

Coding, billing & collection services

Operating the MSO

The MSO is paid a Management Fee from the OC. The amount is established by the fair market value for services rendered according to the Management Services Agreement. This management fee is the revenue of the MSO and as such, will be taxed as a C-Corp at a flat 21% tax while the OC will continue to operate as a flow through entity and deduct the management fee as a normal operating expense.

The goal is not to move as many expenses away from the OC as possible but to recognize expenses in support of the income they provide.

Testimonials

“Shawn's team helped me write my first premium finance case and largest life insurance case in the 24 years I've been in business. The premium was over $1m a year and, he helped so I didn't pay any out of pocket.”

Bob, Business Owner
Testimonials

"Working with Goheen Companies has been a treat. I've done a few premium finance cases, and I can attest... they make sure all requests, concerns and YOU and your CLIENTS are taken care of."

Steve, Broker From Houston, tX
Testimonials

“You really cannot as for more from Shawn and his team - responsive, creative, and tenacious with both the carriers and lenders. He is always accessible and willing to spend the extra time when you need to pin down that winning strategy. There are plenty of guys that can quote for you, but very few that can execute to bring home a win.”

Howard, business owner

Goheen makes an MSO work for you.

Curious what it looks like to take advantage of an MSO for your company? We're ready to help you out.

Curious if premium financing could work for you?

Schedule a meeting with one of our team members to see if you qualify for premium financed life insurance solutions.

Who is it for?

Business Owners

It’s vital for business owners to have a thorough life insurance plan in place to help protect all your important interests, and ensure your business’ continued success.

Estate Planning

It’s vital for business owners to have a thorough life insurance plan in place to help protect all your important interests, and ensure your business’ continued success.

Key Man Insurance

It’s vital for business owners to have a thorough life insurance plan in place to help protect all your important interests, and ensure your business’ continued success.

Individuals and Families

It’s vital for business owners to have a thorough life insurance plan in place to help protect all your important interests, and ensure your business’ continued success.

Regulations

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take your business to the next level

Frequently

Asked

Questions

How do I know if I qualify for premium financing?

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Are their any risks involved with premium financing?

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Does my company have to be a certain size for this to make sense?

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Why doesn't everyone do premium financing if it's so great?

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How do I structure premium financing?

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Goheen Companies

With more than 100 years of experience we know what we're doing, and there's no one you can trust more with your future than Goheen.

At Goheen Companies, you aren’t just considered a client – you’re considered family.

Our

Philosophy

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